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Pronunciation of Common Spanish Words:
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- Villas to Buy Costa Blanca
| Spanish Property Costa Blanca | |
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| Abogado | Lawyer/Solicitor |
| Administrador de Fincas | Licensed property administrator |
| Agente de la Propiedad Inmobiliaria (API) | Property agent |
| Amortización | Depreciation. Redemption |
| Arras | Down payment, deposit |
| Licencia de Obras | Building Licence ..... more info |
| Aval | Guarantee requested by the bank to approve a mortgage application |
| Caja de ahorros | Savings bank |
| Cargas | Charges. Burden |
| Certificado registral | Certificate informing about debts of a specific property |
| Chalet | Villa |
| Comunidad de propietarios | Community of property owners |
| Contrato de Compraventa | Private property sales contract. The buyer pays a deposit and the contract is signed by buyer and vendor. |
| Conducir | Driving In Spain .... more info |
| Denuncia | Declaration of dissatisfaction .... more info |
| Documento privado | Private document |
| Documento público | Public document |
| Escritura | Deeds |
| Escritura pública de compraventa | Title Deed |
| Euribor | Euro Interbank Offered Rate |
| Finca | Land or land and house |
| Gestoría | Firm specialised in obtaining official authorisations, permits, licences etc |
| Hipoteca | Mortgage |
| Impuesto sobre Bienes Inmuebles | Yearly property tax |
| Impuesto sobre el Incremento del Valor de los Terrenos | Tax on the increase of land value |
| Inmobiliaria | Estate agent |
| Libre de cargas | Free of debts |
| N.I.E. | Identity Number for Foreigners |
| Notario | Notary |
| Nota simple | Certificate from Property Registry |
| Obra nueva | Document certifying a brand new building |
| Oferta vinculante | Bank document certifying the exact mortgage conditions |
| Pago en efectivo | Cash payment |
| Piso | Flat |
| Poder | Power of attorney |
| Préstamo con techo | Loan with variable interests with fixed minimum and maximum |
| Préstamo hipotecario | Mortgage loan |
| Plusvalía Municipal | Capital gains tax on the sale of property |
| Registro de la Propiedad | Property ownership Register |
| Residencia (permiso) | Residency (permit) |
| Residente | Resident |
| Seguro de amortización de préstamos | Loan repayment insurance |
| Seguro Multirriesgo Hogar | House insurance |
| Señal | Deposit, down payment |
| Tasación | Independent valuation of property |
| Terreno | Plot of land |
| Tipo de interés | Rate of interest |
| Título de propiedad | Deeds stating the ownership of property, date of sale |
| Valor Catastral | Assessed value of property for tax purposes |
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